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Inadequate care of these women already underdeveloped, especially during pregnancy, leads them in turn to deliver underweight babies who are vulnerable to further malnutrition and disease.was formulated based on the recommendation of a High Level Experts Group (HLEG) and other stakeholder consultations.Instead of developing a better public health system with enhanced health budget, 12th five-year plan document plans to hand over health care system to private institutions.The 12th plan document causes concern over Rashtriya Swasthya Bhima Yojana being used as a medium to hand over public funds to the private sector through an insurance route.Though, the 12th plan document express concern over high out-of-pocket (OOP) expenditure, it does not give any target or time frame for reducing this expense .OOP can be reduced only by increasing public expenditure on health and by setting up widespread public health service providers.However, even this is far lower than the global median of 5 per cent.The lack of extensive and adequately funded public health services pushes large numbers of people to incur heavy out of pocket expenditures on services purchased from the private sector.
This results in a very high financial burden on families in case of severe illness.
The National Health Policy was endorsed by the Parliament of India in 1983 and updated in 2002.
It is considered that one in every three malnourished children in the world lives in India. It is estimated that Madhya Pradesh has the highest rate of 50% and Kerala the lowest with 27%.
This has also incentivised unnecessary treatment which in due course will increase costs and premiums.
There have been complaints about high transaction cost for this scheme due to insurance intermediaries.